TRUSTEE'S SALE 5504 CEDARBROOK DRIVE FREDERICKSBURG, VA 22407 In execution of the Deed of Trust in the original principal amount of $91,800.00 dated 6/15/1995 and recorded in Deed Book 1299, Page 602 of the Spotsylvania County land records, the appointed Substitute Trustee will offer for sale at public auction at the front of the Circuit Court building for the County of Spotsylvania located at 9107 Judicial Center Lane, Spotsylvania, Virginia on July 15, 2019 at 11:30 AM, the property described in said deed of trust, located at the above address and more particularly described as follows: ALL THAT CERTAIN TRACT OF REAL ESTATE SITUATED IN COURTLAND MAGIS- TERIAL DISTRICT, SPOTSYLVANIA COUNTY, VIRGINIA, DESCRIBED AS LOT 30, SECTION ONE, CEDARBROOK SUBDIVISION, ALL AS SHOWN AND DESCRIBED ON PLAT PREPARED BY SULLIVAN, DONAHOE AND INGALLS, DATED DECEM- BER 10, 1985, ENTITLED "PLAT OF SUBDIVISION, SECTION ONE, CEDARBROOK", WHICH PLAT IS RECORDED IN THE CLERK'S OFFICE OF THE CIRCUIT COURT OF SPOTSYLVANIA COUNTY, VIRGINIA, IN PLAT BOOK 8, AT PAGES 45-A AND 46- A. The property and improvements will be sold in "as is" physical condition without warranty of any kind. TERMS OF SALE: A non-refundable bidder's deposit of 10% of the sale price or 10% of the original principal amount of the subject Deed of Trust, whichever is lower, by cashier's or certified check, required at time of sale except for the party secured by the Deed of Trust. Risk of loss on purchaser from date and time of auction. Balance of the purchase price must be paid by cashier's check within 15 days from sale date. Except for Virginia Grantor's tax, all settlement costs and expenses are purchaser's responsibility. Taxes are pro-rated to the date of sale. Purchaser is responsible for obtaining possession of the property. If purchaser defaults, deposit may be forfeited and property resold at the risk and cost of the defaulting purchaser who shall be liable for any deficiency in the purchase price and all costs, expenses and attorney's fees of both sales. If Trustee does not convey title for any reason, purchaser's sole remedy is return of deposit without interest. This sale is subject to post-sale audit by the Substitute Trustee of the conduct of the auction itself as well as the status of the loan secured by the Deed of Trust, including, but not limited to, determining whether prior to sale a bankruptcy was filed, a forbearance, repayment or other agreement was entered into or the loan was reinstated or paid off; in any such event this sale shall be null and void and purchaser's sole remedy shall be return of deposit without interest. This communication is from a debt collector and is an attempt to collect a debt and any information obtained will be used for that purpose. SUBSTITUTE TRUSTEE: Lenox Title Trustee Services, LLC, 25185 Gladding Landing Road, Bloxom VA 23308 FOR INFORMATION CONTACT: Lenox Title Trustee Services, LLC, Substitute Trustee c/o Keith M. Yacko, Esq. McMichael Taylor Gray, LLC 11900 Parklawn Drive, Suite 320 Rockville, MD 20852 Phone: 470.289.4347 Fax: 404.745.8121 File No.: VA2018-00226